Author Archives: Guest Author

Easy Ways To Improve Your Credit Score

Posted on January 29, 2011 by Guest Author

Even if it is just a few days late, just one overdue payment-whether it’s for your mortgage, a utility bill, an auto loan, a Visa account, or any of a hundred other credit obligations-could seriously damage your FICO score. FICO pays a lot of attention to whether you start a pattern of missing due dates, so a series of late payments can really hurt your score. Continue reading →

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What Is A Put Option

Posted on January 5, 2011 by Guest Author

A put option is a contract written between a buyer and a seller that gives the option buyer the right to sell an asset at a certain price within a certain amount of time. The buyer doesn’t have to sell the stock during that time frame, but has the option to do so. The option seller, on the other hand, has a requirement to buy the stock if the option holder decides to exercise his options. Continue reading →

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A Beginner’s Guide To The Collection Agency Surety Bond

Posted on September 30, 2010 by Guest Author

Without a surety bond, many businesses cannot lawfully operate in their company. These bonds act as risk-mitigation accessories that work more like credit rather than insurance. Many times, surety bonds are three-party accords involving a business, a customer and a surety agency. In the situation that the association cannot achieve its designated or contracted jobs, the person is secured from financial disaster. Continue reading →

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Solutions To Credit Card Debt

Posted on September 22, 2010 by Guest Author

There are plenty of credit card debt solutions that are available this year. It’s true that credit card companies have been giving you unlimited access to credit without properly explaining its implications to you. At the same time you take all of the advantages and forget what the most important thing in your life is your belongings and family. Continue reading →

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Six Tips To Shop Smarter

Posted on September 22, 2010 by Guest Author

The next time you are out shopping use these helpful hints to protect your wallet and finances! Continue reading →

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FTC Declares Further Extension On ‘Red Flags’ Rule To November 1st

Posted on August 31, 2010 by Guest Author

To aid small businesses and other entities, the Federal Trade Commission agents will enhance its efforts to educate them about compliance with the “Red Flags” Rule and ease compliance by supplying additional resources and guidance to clarify whether businesses are covered by the Rule and what they must do to comply. To give creditors and financial institutions added time to review this guidance and develop and implement written Identity Theft Prevention Programs, the FTC will further delay enforcement of the Rule until November 1, 2009. Continue reading →

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The Results Are In: Mortgage Delinquencies Jumped To All Time High

Posted on August 30, 2010 by Guest Author

A financial institution Trans Unions presented us with a quarterly analysis of new trends in the mortgage industry. The data collected found that mortgage loan delinquency increased for the twelfth straight quarter and hit 6.89 percent, which is an all time national average high. This is the only time in American history where delinquency rates rose and did not decelerate after three consecutive periods. Continue reading →

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Medical Patients Now Required To Use Credit Cards: Will That Be Plastic Or Plastic?

Posted on August 30, 2010 by Guest Author

It was revealed recently that in Michigan at some doctor’s offices, patients will be required to present and use credit cards before receiving medical care. A fairly new internet based medical payment program allows medical providers to secure a credit card before medical help is provided. Continue reading →

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Are Your Medical Accounts Collecting Dust?

Posted on August 30, 2010 by Guest Author

Do you have any idea how much money your medical collection agency recovered last year? If you don’t, how can you evaluate their effectiveness or your return? How could you possibly be aware? Continue reading →

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Flagger County Officials Put Off Ambulance Collections Decision

Posted on August 29, 2010 by Guest Author

Commissioners on Monday deferred a decision to hire a collection agency because of delinquent ambulance bills obtained in unincorporated regions of Flagler County. Instead, county staff will do more research and the item will be brought back to commissioners for discussion sometime in July. Continue reading →

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