Author Archives: Guest Author

What do your personal finances look like these days? Do you have first hand knowledge of what it’s like to lose a job in this economy? Do you owe more on your home than it’s worth? It may seem like things are just getting worse and worse and worse. But you can stop the downward spiral. Someday this terrible recession will be over and you’ll want to rebuild your financial life. If you start planning for that day now, you’ll be one of those who recovers sooner rather than later. Some day you’ll want to apply for a loan again. When that happens, creditors will look at your credit history. A three year old problem isn’t as damaging as a six month old issue. And there’s a time limit to these things. Eventually credit problems will drop off your credit report due to age. With this in mind, it makes sense to hasten whatever problems are going to happen so that you can start the recovery process. Continue reading →